Private student loans are another option for dental students. Students should only use Private loans for dental school if they have maxed out their Stafford loans. When choosing a good private loan the rule of thumb is to try and find a loan that is comparable to the interest of your Stafford loan. The only complication to this rule is that many banks will offer loans with less interest than Stafford loans, but the fees will end up costing you more than the reduced interest rate. This Loan Analyzer program will help you determine if that lower interest rate is worth all those fees you could be paying. A detailed list and description of private lenders can be found at Finaid.org.